Legal

Terms & Conditions

These Terms & Conditions govern your access to and use of the website, educational materials, webinars, and consultation services offered by Prashidhajiet Dutta.

Effective Date: 18 July 2026

1. Acceptance of Terms

By accessing or using https://prashidhajietdutta.com, registering for webinars, booking consultations, or engaging with any related services, you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions and all applicable laws in India. If you do not agree, you must discontinue use of the website and services immediately.

2. Educational Purpose

All content, including articles, webinars, downloadable resources, and coaching sessions, is provided strictly for educational and informational purposes in the domain of financial planning education and wealth coaching. The content is intended to improve financial awareness and decision-making discipline and should not be interpreted as a guaranteed pathway to any specific financial outcome.

3. No Professional Financial Advice

Prashidhajiet Dutta does not provide investment advisory, portfolio management, brokerage, tax filing, legal representation, or any regulated financial product distribution through this website unless expressly stated under a separate written agreement compliant with applicable law. Nothing on this website constitutes solicitation, recommendation, or assurance of returns. You are solely responsible for obtaining independent advice from qualified professionals before making financial, legal, or tax decisions.

4. User Responsibilities

You agree to use the website and services lawfully, provide accurate information during registration or consultation booking, maintain confidentiality of your account details where applicable, and refrain from misuse, unauthorized access, data scraping, disruption, or infringement of rights. You remain fully responsible for your personal financial decisions and implementation actions.

5. Intellectual Property

All website content, branding, frameworks, educational materials, webinar recordings, graphics, and written resources are the intellectual property of Prashidhajiet Dutta unless otherwise stated. You may not copy, reproduce, republish, distribute, modify, transmit, or commercially exploit any material without prior written consent.

6. Webinar Registration

Webinar seats may be limited and are subject to availability. Registration may require submission of personal details. Access links are intended only for registered participants and must not be shared. Unauthorized recording, redistribution, or commercial use of webinar content is prohibited. The organizer reserves the right to reschedule, modify, or cancel webinars due to operational reasons, force majeure, or legal compliance requirements.

7. Consultation Services

Consultation sessions are educational and coaching-oriented in nature and are not a substitute for licensed investment, legal, or tax advisory services. Session scope, duration, and deliverables will be communicated at the time of booking or onboarding. You agree to provide complete and truthful information relevant to your goals to enable meaningful coaching outcomes.

8. Payments

Fees for paid webinars, courses, or consultation services must be paid in full through approved payment channels. Unless otherwise specified, all fees are quoted in Indian Rupees (INR). You are responsible for ensuring payment accuracy and any applicable bank, gateway, or statutory charges. Access to paid services may be withheld until successful payment confirmation.

9. Cancellation

Cancellation, rescheduling, and refund eligibility (if any) shall be governed by the specific policy communicated for each webinar, program, or consultation at the time of enrollment. In the absence of a specific written policy, fees paid are non-refundable except where required by applicable law. Requests must be made through official contact channels.

10. Limitation of Liability

To the maximum extent permitted by law, Prashidhajiet Dutta shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from use of or reliance on website content, webinar materials, coaching interactions, technical interruptions, or third-party service failures. Your use of the website and services is at your own risk.