Terms & Conditions

1. Acceptance of Terms

By accessing, browsing, or using this website and any associated services offered under DeepJit Wealth Advisory and Prashidhajiet Dutta, you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions.

If you do not agree with any part of these terms, you should discontinue use of the website and services immediately. Continued use after updates to these terms constitutes acceptance of the revised version.

These terms apply to all visitors, learners, clients, and participants, including those enrolling in educational sessions, consultations, webinars, academy programs, and guidance services.

2. Services Covered Under These Terms

These Terms & Conditions govern use of all offerings made available through this website, including but not limited to educational content and professional guidance.

• Financial education materials, classes, and academy learning modules.
• One-on-one or group consultation sessions for financial planning awareness.
• Live or recorded webinars, workshops, and training events.
• Insurance and investment guidance within applicable legal and professional scope.
• Digital communications, updates, and service-related support interactions.

We may revise, expand, reduce, or discontinue any service feature at our sole discretion, with or without prior notice, while honoring confirmed transactions and legal obligations.

3. Eligibility and User Responsibilities

You confirm that you are legally competent to enter into binding agreements under applicable law. If you are under the legal age of majority, you may use our services only under active supervision and consent of a parent or legal guardian.

You are responsible for ensuring that all information provided by you is accurate, complete, and up to date, including your name, contact details, and any information relevant to consultations.

• Do not impersonate another person or provide false identity information.
• Do not share confidential account or booking data with unauthorized persons.
• Notify us promptly if you detect unauthorized use or suspicious activity.

4. Educational Purpose and No Return Guarantees

Our content is primarily educational and informational. It is intended to help users build awareness and understanding of financial concepts, products, and processes.

We do not guarantee any fixed income, profit, performance outcome, or investment return. Market-linked products and financial decisions involve risk, and users are expected to apply independent judgment before taking action.

For full clarification on limitations of advice and responsibility boundaries, please read our Disclaimer .

5. Consultations, Webinars, and Academy Participation

Session bookings are considered valid only after successful confirmation through our communication channels. Timings, session formats, and participation links are shared based on availability and operational capacity.

Users are responsible for joining sessions on time, maintaining respectful behavior, and ensuring stable internet and compatible devices for live participation.

• Recorded sessions may be provided where explicitly mentioned.
• Access may be limited to registered participants only.
• Disruptive or abusive conduct can result in immediate removal without refund.

6. Insurance and Investment Guidance Scope

Any insurance or investment-related guidance provided through this platform is contextual and user-specific only to the extent of disclosed information. Final decision-making remains solely with the user.

You agree to review official product documents, policy terms, disclosure statements, and risk factors before committing to any transaction. Where legally required, regulated documentation and third-party provider procedures will prevail.

We reserve the right to decline recommendations or onboarding where suitability information is incomplete, inconsistent, or appears non-compliant with legal or ethical standards.

7. Fees, Payments, and Billing Terms

Service fees, enrollment charges, consultation pricing, and any applicable taxes are displayed or communicated at the time of booking or registration. By completing a payment, you authorize the corresponding charge for the selected service.

Payments may be processed through secure third-party gateways. We do not store full card details on this website unless explicitly required by compliant systems.

• Prices may change for future bookings without affecting confirmed orders.
• Delayed or failed payments may result in paused or cancelled access.
• You must provide valid billing details and maintain lawful payment methods.

8. Cancellations, Rescheduling, Shipping, and Refunds

Requests for cancellation, rescheduling, return, or refund are governed by the policy currently published on our website. Eligibility and timelines may vary by service type, delivery format, and stage of use.

For complete policy terms, including digital access, service commencement, and exceptional cases, please review our Shipping & Refund Policy .

Where a refund is approved, processing times depend on payment channel rules and banking timelines. Transaction gateway charges may be deducted where applicable and legally permissible.

9. Intellectual Property Rights

All website content, branding elements, course materials, session documents, visual assets, and learning frameworks are protected by intellectual property laws.

Unless expressly authorized in writing, you may not reproduce, distribute, publish, publicly display, sell, license, or create derivative works from our proprietary content.

• Personal use for enrolled learning is permitted within stated access rights.
• Commercial reuse, recording, resale, or unauthorized sharing is prohibited.
• Brand name and visual identity may not be used without prior written consent.

10. Acceptable Use and Prohibited Conduct

You agree to use this website and our services in a lawful, respectful, and secure manner. Any misuse that threatens platform integrity, user safety, or business reputation is strictly prohibited.

• No unlawful, fraudulent, defamatory, abusive, or threatening communications.
• No attempts to reverse engineer, scrape, hack, or disrupt platform operations.
• No sharing of malicious software, spam, or unauthorized promotional content.
• No infringement of intellectual property, privacy rights, or confidentiality obligations.

We may restrict or terminate access without prior notice when user behavior materially violates these terms or applicable law.

11. Third-Party Platforms and External Links

Our website may contain links to third-party platforms, tools, payment gateways, social channels, or partner resources for user convenience.

We are not responsible for third-party content accuracy, service availability, security standards, or business practices. Your use of external services is governed by their own terms and policies.

We recommend reviewing third-party terms before sharing personal data, initiating payments, or relying on external information for financial decisions.

12. Privacy, Data Handling, and Consent

By using this website, you consent to collection and processing of your information as described in our official privacy documentation.

Details on data categories, processing purpose, storage practices, communication permissions, and rights requests are available in our Privacy Policy .

If you do not agree with our data handling approach, you should discontinue use of this website and related services.

13. Limitation of Liability

To the maximum extent permitted by law, DeepJit Wealth Advisory, Prashidhajiet Dutta, and related associates shall not be liable for any indirect, incidental, consequential, special, or punitive damages.

This includes, without limitation, losses related to market outcomes, missed opportunities, service interruptions, technology failures, delay in communication, or reliance on educational materials without independent evaluation.

Where liability cannot be excluded under applicable law, it shall be limited to the amount paid by the user for the specific service directly giving rise to the claim.

14. Indemnification

You agree to indemnify, defend, and hold harmless DeepJit Wealth Advisory, Prashidhajiet Dutta, and associated team members from claims, liabilities, damages, costs, and expenses arising out of your misuse of services or breach of these terms.

This obligation includes reasonable legal fees resulting from unauthorized sharing of content, unlawful conduct, inaccurate declarations, or violation of third-party rights by the user.

Indemnification duties survive suspension, cancellation, or termination of service access.

15. Modifications, Termination, Governing Law, and Disputes

We may update these Terms & Conditions from time to time to reflect legal, regulatory, operational, or service changes. The revised version becomes effective when published on this page.

We reserve the right to suspend or terminate access where required for security, compliance, policy enforcement, or operational reasons, with or without prior notice depending on severity.

These terms are governed by applicable laws of India. Parties agree to first attempt good-faith resolution of disputes. If unresolved, disputes shall be subject to competent jurisdiction as per applicable law.

16. Contact Us

For any questions, clarifications, policy requests, or legal notices regarding these Terms & Conditions, please contact us through the details below:

• Phone: 7099048355
• Email: connect@prashidhajietdutta.com
• Address: Sripuria, Tinsukia - 786145, Assam, India

Communication sent through the above channels will be treated as official for service support and policy clarification purposes.